Terms and Conditions for Use of Service
Read these terms carefully, as they govern your access and use of our financial recommendation services and information.
October 22, 2025 revision
Acceptance of Terms
By accessing or using this website or requesting our recommendations, you confirm your agreement to comply with these terms and all applicable regulations in Australia. If you do not agree, please discontinue use immediately.
Definitions
These definitions clarify key terms used throughout our website and service.
‘Service’ refers to our consultative recommendations, not financial products or specific offers.
‘User’ means any individual seeking advice or interacting with voleniviro.com.
‘Content’ includes all information, guidance, and materials available on this site.
‘Session’ is an arranged discussion between you and our professionals.
Using Our Service
Use is for information purposes only. Recommendations are consultative, not direct endorsements to purchase or sell financial products.
Eligibility
You must be at least 18 years old to access or use our services in compliance with all laws.
Services not available to anyone under 18.
Your Responsibilities
You agree to provide true, accurate, and complete details throughout inquiry or consultation.
Prohibited Conduct
You may not misuse our website or services, including the following activities:
Intellectual Property Rights
Content is protected by national and international copyright and intellectual property laws. Reproduction, distribution, or modification is not permitted without prior written consent.
User Content
Any material provided by users during sessions or via forms is not shared for any external purpose.
Your Content Rights
You may request access, correction, or erasure of your materials at any time, as allowed by law.
Privacy and Confidentiality Statement
Our privacy policy (referenced below) governs the collection, storage, and handling of your information. By using our service, you consent to this policy and our practices.
See our Privacy PolicyDisclaimer and Limitation of Liability
We make no promises of specific financial results. Use all information at your own risk and seek independent verification of any advice provided.
Important Disclaimers
Results may vary, and past performance does not guarantee future outcomes. Information is not personalised investment, legal, or tax advice.
Limitation of Liability
We are not liable for any damages, direct or indirect, resulting from your use of our website or recommendations.
Indemnification
You agree to indemnify and hold us harmless for any claims or losses resulting from your breach of these terms.
Dispute Resolution Policy
If a dispute arises, first attempt resolution through contact with our team before other means.
Arbitration
Any unresolved dispute may be subject to confidential, binding arbitration under Australian law.
Arbitration details will be provided upon request.
Online Dispute Resolution
You may refer unresolved disputes to an external dispute scheme or contact us for referral.
Contact us for ODRSeverability
If any part of these terms is found invalid or unenforceable, the remainder remains in force.
Entire Agreement Statement
These terms, along with our privacy policy and disclaimer, represent the full agreement between us and you.
Governing Law and Jurisdiction
These terms are governed by the laws of Australia. Jurisdiction applies to all matters relating to this site and service.
Termination
We reserve the right to terminate access for any violation of the terms, law, or misuse of service.
Modifications
Terms can be updated at any time. Changes are noted and continued use constitutes acceptance.
Contact for Legal Matters
Questions or concerns about these terms can be directed to our team via the details below.
Email address: content@voleniviro.com
Phone: +61764402003
Address: 265 King Street, Newcastle, NSW 2300 Australia
Effective date: October 22, 2025
Version: 2.1